The toughest period of a student is his graduation years where in there is no surety whether his/her parents would be able to help him/her in the study or not and many of the students here in India drop out of studies due to high fees of the institutes.
Some of them charge more than 1.2 million INR or say $28000 per year and so many drop out or take admissions in Government Funded college where fees are small. Even when I had to take admissions in UG course, I had to check out various colleges about their fees and look at my present financial situation as well.
Even though my father told me to take admission in any college , I declined his offer and took admission in a University which I regret now.
Well, there is hope now a days because there are Private Student Loan Consolidation offers which will help you in getting a suitable amount of financial aid. This can be availed by filling a Financial Aid form after 1st January only. In words of I Student Loan
The need analysis process for financial aid uses the family’s income and tax information from the most recent tax year (the base year) to judge your eligibility for need-based financial aid during the upcoming academic year (the award year). Since the base year ends December 31, you cannot submit a financial aid application until January 1. After all, your parents might earn a year-end bonus or realize capital gains from selling stocks on December 31. If you submit the financial aid application before January 1, it will be rejected.
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